Roth IRA Projection Calculator
Visualize your tax-free retirement growth over time
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Your Details
Current Age
Retirement Age
Current Balance ($)
Annual Contribution ($)
Limit $7,000
2026 IRS limit: $7,000 / $8,000 if age 50+
Annual Return (%)
S&P 500 avg ~10% nominal, ~7% inflation-adjusted
Inflation Rate (%)
Inflation-Adjusted View
Show purchasing power in today's dollars
Final Balance
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Total Contributed
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Total Earnings
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Return Multiple
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money × growth
Balance Growth
Contributions
Earnings
Adj.
Year-by-Year Breakdown
Age
Contribution
Total In
Earnings
Balance
Adj. Balance
Final Balance
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Return
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